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​Welcome to Kramer Insurance, an independent agency offering a quality, comprehensive, budget-conscious and service-oriented insurance for Business, Home, Life and Auto. There is no client too big or too small.

Kramer Insurance is contracted with nationally ranked insurance carriers that have been providing clients with exceptional personal service since 1925. Our specialized policies provide coverage for your business, car, and home as well as specializations for hospitality services, restaurants and taverns, florists, dentists, funeral homes, convenient stores, liquor stores, tech companies, vet clinics, condos and apartments, outdoor malls and retail operations. I pride myself on great pricing, award winning service, and providing clients peace of mind.

Please feel free to come in and I will be more than happy to provide you with a free consultation. Email me at or visit my office at:

3612 N Wheeling Ave

Muncie, IN 47304

I also have a form on the "Contact Us" page that you can fill out and I will promptly get back with you. I look forward to hearing from you!

To our clients & friends: 

Your health, the health of our employees and the community is important to us. For now, as we deal with Covid-19, we will be limiting our exposure to the public. We will be taking appointments and answering questions, but we will handle those via phone and email. 

We will be working remotely more often as well. Our temporary office hours will be 10am - 5pm Monday - Thursday and 10am - 4pm on Friday.

Please call 765-896-8852 or email your request to Karen at, and we will work virtually to take care of all your insurance needs.

Thanks for your patience and understanding as we all try to maneuver through these changes.

Call now: +1.7658968852

Kurt Kramer

owner of Kramer Insurance

(765) 896-8852