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My Story-Our Story

Kurt Kramer

It started during the Blizzard of 1978 in Royerton Indiana. I was delivering newspapers on cross country skies because I knew my customers would get mad at me if they didn’t get their evening press and I liked my customers happy. I was able to not miss a delivery and they appreciated it, some offering tips and hot chocolate. I didn’t realize then so much that I was all about making customers happy and as my life journey continued I came to the realization that I liked happy people. Through the years no matter if I was delivering papers, pumping gas, running a family business or simply volunteering with local sports leagues, I liked happy people. I also realized that how I took care of people, even in the toughest of situations, if I took care of them the way I would like to be taken care of they appreciated it. Now, does that mean all of my experiences were positive? Absolutely not! But I learned from those negative experiences and adjusted my approach to try my best to have a positive experience even when it was inevitable that it was going a touchy situation. 

Karen Pardieck 
I started at Kramer insurance in late 2016, and so far my experience has been nothing short of amazing. I have lived in Muncie my entire life and graduated from Delta High School. Kurt and I have known each other since middle school, and I was thrilled when Kurt offered me a position at his agency. Having an old friend as my boss is just the icing on the cake. Outside of work, I enjoy spending time with my daughter Kiley and my soon to be son in law, Coty. I also enjoy spending my time by the pool. 


Reggie, well lets just say he is a great service dog and a awesome marketer. Reggie and I met September of 2017, when we both could use a friend. Reggie and I took care of one another and are pretty much inseparable. Reggie has made lots of friends through the insurance business and continues to build his book of clients every day!

(765) 896-8852

Kurt Kramer

owner of Kramer Insurance